The Good News Is That This Can Be Stopped, and we can help!

That's right. The fact is, if you take action fast enough, you can avoid the judicial sale of your home and even protect your credit from the pending foreclosure. As you know, showing a foreclosure on your credit report will DRAMATICALLY decrease your chances of ever qualifying for ANY type of loan including credit cards, vehicles and certainly another home. Contrary to some of the rumors out there, this does NOT go away after 2 or 3 years. A foreclosure can haunt you for over 7 years and you will ALWAYS have to disclose that you have had a foreclosure. Even 10 years from now. Fortunately, the bank does not want to sell your home via the sheriff sale. They do not want to repossess your home. They simply want their money. This fact is a huge advantage for you so that you can get rid of this nightmare immediately.

My name is Edward Munoz and I am a Real Estate Broker here in New York City. I specialized in assisting homeowners just like you. It doesn't matter if you owe more than the home is worth! I have the ability to not only negotiate with the bank on you behalf, but to also negotiate a SHORT SALE on your home so that you can avoid foreclosure. If you are not familiar with the SHORT SALE, this is where the bank will accept LESS than the amount you owe them, just so that they can avoid the legal fees they incur with trying to seize your home. As an example, if you owe $500,000 on your mortgage, the bank may be willing to let you sell the home and they will accept $400,000 (much less than the 500,000 you owe) instead of going through all of the hassle they have already started with attorneys and auction. They will allow you to sell the home " short" of what is owed to them. Best of all, they can waive all of the deficiencies in payment meaning that you can walk away free and clear of all financial responsibility on your home.

So Why Would The Mortgages Company Do That?

The mortgage company can spend almost $30,000 in trying to repossess your home and they are dealing with more foreclosure now than ever before. They just wanted to get rid of your file! Since we negotiate short sales with so many banks, I can tell you that we have gotten 9 of every 10 banks to stop foreclosure and accept a short sale with one of our investors. That means we have a 90% success rate in shopping foreclosure for homeowners just like you!

Your Bank May Even PAY YOU To Protect Credit!

Many times we can even negotiate with the bank so that they will pay you to sell the home. As you now know, the last thing they want to do is get stuck owning your home. Many times we can get them to pay you $1,000 to $5,000 to sell your home and do a short sale so that they don't have to go through with Sheriff Sale and then have a home that they will have to sell as a bank Owned Home.

So How Am I Different Than Other Real Estate Brokers?

First of all, I am a foreclosure intervention consultant. I represent dozens and dozens of New York Homeowners in exactly the same position as you are in right now. Most of the time, these homeowners owe more on their mortgage than what the home is actually worth. We have successfully negotiated for dozens of homeowners to literally sell their home at a low price and walk away absolutely free and clear of any and all debts on the home.

We Already Have Investors To Eliminate Your Foreclosure. We currently have over 43 Investors that are looking for homes to buy via a short sale. These people can purchase your home in under three weeks. This is EXACTLY what your mortgage holder is looking for. They want someone who will step in and your home (for less than what you owe) so that they can sign off on your house and eliminate having a foreclosure on your credit. Rather than trying to list your home for sale with a "conventional" Realtor and hoping that they can negotiate with the bank and find a buyer, we are professionals that are working with the banks and probably already have a buyer to purchase the home!

So How Do You Take Action?

Your first step is to call me today. Due to the sense of urgency you now must deal with, I will give you our priority number so that you can reach me from 8:30am to 8:00pm six days a week. Call me now and I will discuss your situation over the phone to see if this foreclosure is something that we can work with you to stop immediately. Let me assure you right now that putting this letter down and deciding to deal with it later will certainly result in a foreclosure on your credit and the loss of your home, as well as a possible deficiency judgment levied against you. You must act now so that we can try to assist you in proactively and legally fixing this situation. Our goal is to get you out of your current mortgage without paying a penny to the bank or any other lien holder. Call now : (877) 824-3405, or fill out the form below and let's get a game plan in place.